If you’re planning a stay at any Hyatt location, consider using the World of Hyatt personal and business credit cards to save significantly on your trip and beyond.
This is an excellent time to get one, as the personal card currently boasts an enhanced offer, while the business card features its highest bonus ever—if you know how to make the most of it.
Don’t wait—both offers are set to expire on March 6.
Apply now: Best-ever bonus on the World of Hyatt Business Credit Card — Earn 60,000 World of Hyatt points after spending $5,000 within the first three months from account opening. Additionally, receive one free night (good for a Category 1-4 property) after spending $15,000 within the first six months. This offer ends March 6.
Let’s take a closer look at the offers to help you decide if it’s the right time to apply.
World of Hyatt Credit Card
Welcome offer: Earn a welcome bonus of up to 65,000 World of Hyatt points: 35,000 points after spending $3,000 on purchases in the first three months; plus, earn an additional 30,000 points by accruing 2 bonus points for every $1 spent on purchases that normally earn 1 bonus point, on up to $15,000 spent in the first six months. This offer expires on March 6.
According to Flying Frugal’s February 2025 valuations, this bonus can be valued at up to $1,105, exceeding the standard welcome offer by 5,000 points.
Annual fee: $95
Earning rate: Earn up to 9 points per dollar for Hyatt stays (4 points at Hyatt hotels and 5 points as a World of Hyatt member), plus 2 points per dollar on restaurants, direct airline purchases, local transit, and gym memberships, with 1 point per dollar on other purchases.
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Why we recommend it: This card offers numerous valuable perks, especially the annual free night certificate valid at a Category 1-4 Hyatt property, which you receive each account anniversary. A second free night is available after spending $15,000 within a calendar year.
For maximizing your World of Hyatt points, explore our full review of the World of Hyatt card.
Apply now: World of Hyatt Credit Card
World of Hyatt Business Credit Card
Welcome offer: Earn 60,000 World of Hyatt points after spending $5,000 within the first three months; plus, get one free night (valid at a Category 1-4 property) after spending $15,000 within the first six months of account opening.
Following Flying Frugal’s February 2025 evaluations, the 60,000 bonus points are valued at up to $1,020. Considering the free night certificate can redeem for as much as 18,000 points, the total value rises to up to $1,326, making this a potentially unparalleled offer. This offer concludes on March 6.
Annual fee: $199
Earning rate: Enjoy up to 9 points for Hyatt stays—4 points per dollar spent at Hyatt hotels and 5 points for World of Hyatt members—plus 2 points per dollar on gym memberships and in your top three spending categories each quarter (with no spending cap). These categories can include:
- Dining
- Direct airline purchases
- Car rentals
- Local transit and commuting
- Gas stations
- Internet, cable, and phone services
- Social media and search engine advertising
- Shipping services
The card automatically adjusts the earning rate for your top spending categories each quarter, so you won’t need to select them manually. Beyond those categories, earn 1 point per dollar on all other purchases.
Why we recommend it: This card provides substantial value to Hyatt loyalists aiming for status benefits. Enjoy perks like five tier-qualifying night credits for every $10,000 spent each year and up to $100 in Hyatt credits each year. The card also includes automatic Discoverist status that can be shared with five selected employees.
For more insights, check out our full review of the World of Hyatt Business card.
Apply now: World of Hyatt Business Card
Why consider a Hyatt card?
Both the World of Hyatt personal and business cards provide numerous advantages for Hyatt loyalists. The personal card, in particular, is among the top choices for Flying Frugal staffers.
Having either card automatically grants you Discoverist status, which includes benefits like late checkout, preferential room assignments, and a 10% points bonus on eligible purchases. Moreover, spending on either card can earn you additional elite-qualifying nights.
You’ll also receive a range of travel protections such as baggage delay coverage, lost luggage reimbursement, and trip interruption and cancellation insurance.
Additionally, the personal card comes with a free night certificate valid at Category 1-4 properties each year, an invaluable perk for any Hyatt enthusiast.
Related: Why I aim to spend $15,000 on my World of Hyatt Credit Card annually
Final Thoughts
Both World of Hyatt credit cards offer excellent benefits, even if you don’t frequently stay at Hyatt hotels. Each card features a variety of perks that easily justify the reasonable annual fee. With attractive welcome bonuses currently available, now is the perfect time to apply if you’ve been considering it.
Apply now: World of Hyatt Card
Apply now: World of Hyatt Business Card
