If you’re among those who frequently shop on Amazon, you might want to consider joining the loyal users of the Prime Visa card, a favorite among TPGers for its exceptional cash-back rewards on Amazon purchases.
The Prime Visa, issued by Chase, carries no annual fee but does require an active Prime membership, which is priced at $14.99 monthly or $139 annually.
New cardholders can enjoy a great welcome bonus of an instant $150 Amazon gift card upon approval.
Let’s explore why this card deserves a spot in your wallet.
Prime Visa Welcome Offer
Upon approval, new applicants will receive an immediate $150 Amazon gift card, making this a fantastic welcome offer with no spending requirements.
This generous welcome bonus is especially handy for last-minute gifts or offsetting price increases due to new tariffs.
Should You Get the Prime Visa?
The Prime Visa is ideal for Amazon and Whole Foods shoppers, boasting ongoing perks that strengthen its value.
Here are the unlimited cash-back categories:
- 5% cash back on Amazon.com purchases
- 5% cash back on Amazon Fresh and Whole Foods purchases
- 5% cash back on Chase Travel℠
- 2% cash back on gas
- 2% cash back on restaurants (including takeout and delivery)
- 2% cash back on local transit and commuting (like ride-hailing services)
- 1% cash back on all other purchases
Cash back is awarded as rewards points, redeemable for cash back, Amazon purchases, gift cards, or travel via the Chase Travel portal. Cardholders can access their rewards by the next day.
With the holiday shopping season approaching, these cash-back rates are particularly valuable. For example, spending $1,000 on Amazon could yield $50 back.
Additionally, cardholders can earn 10% cash back on select rotating items and categories.
The Prime Visa also provides a suite of purchase and travel protections, including:
- Purchase protection
- Extended warranty protection
- Auto rental coverage
- Roadside assistance
- Baggage delay insurance
- Lost luggage reimbursement
- Travel accident insurance
- Travel and emergency assistance
Do note that applicants must adhere to Chase’s 5/24 rule to be eligible. If you’re nearing this limit, consider delaying your application if you’re eyeing other Chase cards for different rewards.
If you don’t frequently shop on Amazon or lack a Prime membership, this card might not be the best fit.
Bottom Line
The Prime Visa stands out as a no-annual-fee card, delivering an exceptional 5% cash back on Amazon and Whole Foods purchases. However, if you exceed Chase’s 5/24 rule, you won’t qualify and may need to explore alternative cards.
If you’re a regular Prime member and shop on Amazon often, the Prime Visa is a smart choice, especially with the enticing $150 gift card welcome bonus.
Related: Prime Visa card review: A smart option for avid Amazon shoppers
Apply here: Prime Visa
