Last week, I made a misstep.
I had it all mapped out: I aimed to take advantage of an enticing credit card welcome offer I’d been eyeing, with the plan for my husband to apply as well. Together, we would earn bonuses sufficient for business-class tickets home from Europe later this year, a much-needed upgrade now that we have a wiggly 7-month-old.
However, when I finally sat down to apply, a wave of anxiety hit me. The offer details eluded me—I realized I had missed the bonus window by a mere day.
I’m still regretting that decision, which drives me to share this message with you. One of the year’s finest offers is approaching its expiration, and I’d hate for you to overlook it.
Until May 15 at 9 a.m. EDT, new applicants for the Chase Sapphire Preferred® Card (view rates and fees) can secure 100,000 bonus points after spending $5,000 on purchases within the first three months of opening their account. Although there’s still a little time left, the best moment to apply is right now.
Last chance: Chase Sapphire Preferred 100,000-point ‘offer of the year’ ends May 15
Why You Should Apply for the Chase Sapphire Preferred Today
If you’re a regular reader of Flying Frugal, you’re likely familiar with this offer, but there are countless reasons you might still be hesitating to act.
Perhaps you wanted to learn more about the benefits, ensure your eligibility, or figure out how to redeem Chase Ultimate Rewards points.
You might be trying to space out your credit card applications or convinced of the Sapphire Preferred’s value but just haven’t gotten around to it.
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No judgment here, but I urge you to stop procrastinating.
I’m not alone in experiencing last-minute credit card regret. Following the recent closure of another limited-time offer, we received a surge of messages from readers wishing they had acted in time. It’s a frustrating feeling.
Related: Avoid these 8 mistakes to secure the 100,000-point Chase Sapphire Preferred offer
Avoid the Risk
We all understand the uncertainty of waiting until the last moment.
What if you mistakenly set your calendar reminder for the wrong time zone? (I’ve done it.) What if you lose track of the application window amid countless tabs and forget all about it? (Also me.) Or what if life distracts you as it did for me last week?
You’ll likely find yourself missing out on a special offer that, based on history, might not return for years.
Why You Don’t Want to Miss the 100,000-Point Chase Sapphire Preferred Bonus
The Chase Sapphire Preferred Card rewards you with valuable Ultimate Rewards points that can be transferred to numerous hotel and airline partners.
As a long-time cardholder, I can assure you that no matter what type of trip you’re planning—be it a quick domestic getaway or a luxurious adventure abroad—Ultimate Rewards points can help get you there.

I’ve used Ultimate Rewards points to book luxurious stays in Maui, London, and Sydney, as well as road-trip accommodations in Utah.
I’ve transferred them to airline partners like Air Canada Aeroplan and United MileagePlus for business-class flights to Tahiti and Japan, in addition to short economy trips to Chicago to visit family.
You truly can never have too many Ultimate Rewards points, and the opportunity to earn 100,000 points at once is a rarity. So even if you’re not ready to plan a trip today, you can save them for later—I strongly encourage you to do so.
Related: 21 ways to use 100K Chase Ultimate Rewards points — budget-friendly options and lavish journeys
Bottom Line
We’re nearing the end of the Chase Sapphire Preferred’s 100,000-point offer, so apply now before it’s too late. You can thank me later!
Apply now: Chase Sapphire Preferred Card