The American Express® Gold Card is a favorite among Flying Frugal team members, recognized as one of the premier rewards cards for dining and spending at U.S. supermarkets.
This card offers various dining-related statement credits for an annual fee of $325 (see rates and fees).
Let’s explore why you should consider adding the Amex Gold to your wallet.
American Express Gold Welcome Offer
Check your eligibility for an enticing offer that can provide up to 100,000 Membership Rewards points when you spend $6,000 on eligible purchases within your first six months of card membership. Note that welcome offers vary, and eligibility may differ by individual.
This welcome offer can be valued at up to $2,000, based on Flying Frugal’s June 2025 evaluations.
The Amex Gold is the second American Express card to launch a targeted offer; last week, The Platinum Card® from American Express introduced a similar promotion, offering up to 175,000 bonus points after spending $8,000 in the first six months. Keep in mind that welcome offers may differ, and eligibility is not guaranteed.
Read more: Learn the best times to apply for popular American Express cards based on offer history.
Should You Apply for the Amex Gold Card?
The American Express Gold Card stands out as a top choice for dining and grocery purchases, also providing ongoing benefits that can justify the annual fee.
With a variety of rewarding earning categories, the Amex Gold offers:
- 4 points per dollar on dining at restaurants worldwide (up to $50,000 annually, then 1 point per dollar)
- 4 points per dollar at U.S. supermarkets (up to $25,000 annually, then 1 point per dollar)
- 3 points per dollar on flights booked directly with airlines or through amextravel.com
- 2 points per dollar on prepaid hotel bookings via amextravel.com
- 1 point per dollar on all other eligible purchases
Plus, Amex Membership Rewards points can be transferred to 18 airlines and three hotel partners, including leading programs like Air Canada Aeroplan and Air France-KLM Flying Blue.
Maximize your rewards by booking luxurious business-class flights or scenic stays at exotic resorts for a fraction of their cash cost.
Cardmembers receive up to $10 a month (up to $120 annually) in dining statement credits at eligible merchants like Five Guys, Goldbelly, Grubhub, The Cheesecake Factory, and Wine.com. (Enrollment is required; terms apply.)
Additionally, cardmembers can get monthly Uber Cash of up to $10 (totaling $120 annually) for Uber Eats and rides within the U.S. Just add the Amex Gold Card to your Uber app to receive this benefit, which can be redeemed with any Amex card. (Enrollment is required; terms apply.)
Moreover, cardmembers enjoy up to $100 in Resy statement credits each year, split into two $50 credits. To utilize them, dine at a participating Resy restaurant in the U.S. and pay with the Amex Gold Card. (Enrollment is required; terms apply.)
Lastly, up to $7 a month (up to $84 annually) in Dunkin’ statement credits is available when using the Amex Gold Card at U.S. Dunkin’ locations. (Enrollment is required; terms apply.)
Related: Discover 5 hidden strategies to maximize the Amex Gold’s dining credits.
Bottom Line
With advantageous bonus points on restaurant and supermarket purchases, Amex Membership Rewards points are highly valuable, offering numerous great redemption options. By fully utilizing all available statement credits, you could gain $424 in annual value, easily surpassing the $325 annual fee.
Flying Frugal staff members consistently choose to keep the Amex Gold year after year. With its generous dining perks, strong earning rates, and the potential for transferable points, it deserves a spot in any frequent traveler’s wallet.
To learn more, check out our complete review of the Amex Gold.
Apply here: American Express Gold Card
For rates and fees of the American Express Gold Card, click here.
