Overview of the U.S. Bank Business Altitude Connect Visa Signature Card
The U.S. Bank Business Altitude® Connect Visa Signature® Card is an appealing option for entrepreneurs eager to explore premium benefits with a reasonable $0 annual fee for the first year (then $95). However, if you desire a broader range of perks, you might want to consider different options. Card Rating: ⭐⭐⭐
This rating reflects the views of Flying Frugal’s editors and is not influenced by the card issuer.
The U.S. Bank Business Altitude Connect stands out as a valuable travel rewards card, offering bonus points on travel-related purchases, airport lounge access, and statement credits for ride-hailing services.
Points accrued can be redeemed for travel, deposits into a qualifying U.S. Bank account, gift cards, and more. Applicants are advised to have a minimum credit score of 670 for a better chance of approval.
Let’s delve into the specifics to determine if this card is a good fit for you.
Pros and Cons of the U.S. Bank Business Altitude Connect
| Pros | Cons |
|---|---|
| – High earning rates across popular categories, including airfare, dining, gas, and hotels. | – $95 annual fee after the first year. |
| – Access to Priority Pass airport lounges with four complimentary visits each year. | |
| – Statement credits available for ride-hailing services. |
Welcome Offer
New applicants for the U.S. Bank Business Altitude Connect can earn 60,000 bonus points after spending $6,000 on eligible purchases in the first 180 days. This bonus provides considerable value, particularly with no annual fee during your first year.
However, note that redemption options are limited compared to rival offerings, as direct transfers to travel partners aren’t available.
The maximum value for the welcome bonus is at a fixed rate of 1 cent per point for travel, which equates to a total of $600.
Benefits of the U.S. Bank Business Altitude Connect
The U.S. Bank Business Altitude Connect card comes with substantial benefits, especially noteworthy considering the $0 introductory fee for the first year ($95 subsequently).
Holders receive a Priority Pass Digital membership for access to over 1,700 lounges, alongside four complimentary visits annually—ideal for frequent travelers. Additionally, they may claim $25 in statement credits after three months of ride-hailing service purchases.
With no foreign transaction fees, it’s also a great card for international travel. Business owners benefit from expense monitoring tools and a no-fee offer on ExtendPay Plans activated within the first 60 days. Furthermore, those who hold both the personal and business versions of Altitude Connect can transfer points between accounts.
Note: Information regarding the U.S. Bank Altitude Connect has been independently sourced by The Points Guy and has not been reviewed by the card issuer.
Earning Points with the U.S. Bank Business Altitude Connect
The U.S. Bank Business Altitude Connect offers attractive earning rates in key categories:
- 5 points per dollar on car rentals and hotels booked through the Travel Center.
- 4 points per dollar on travel (including airfare and hotels), gas, and EV charging (up to $150,000 in combined annual spend).
- 2 points per dollar on cellphone services, dining, and delivery/takeout.
- 1 point per dollar on all other purchases.
Points don’t expire as long as your account remains active.
Redeeming Points with the U.S. Bank Business Altitude Connect
Redeeming points earned with the U.S. Bank Business Altitude Connect is relatively straightforward, but this simplicity may not suit everyone.
Points can be redeemed at a fixed rate of 1 cent per point for travel and 0.8 cents for other options, such as cash back or purchases at Amazon and PayPal.
This is a less flexible option compared to cards like the Ink Business Preferred® Credit Card, where points can potentially be redeemed at a higher value through transfer partners.
For instance, while 100,000 points with the Ink card could yield $2,050 in travel rewards, the same amount with the U.S. Bank card equates to only $1,000. Therefore, consider whether you prioritize maximizing rewards or prefer straightforward redemption.
Competing Cards
As a travel-focused business card, the U.S. Bank Business Altitude Connect faces competition from numerous other options.
For additional choices, consult our list of the best business cards.
Is the U.S. Bank Business Altitude Connect Worth It?
For business owners who wish to earn rewards across various purchases, the U.S. Bank Business Altitude Connect could be a valuable addition. However, frequent travelers might find better options with more flexible rewards.
Bottom Line
The U.S. Bank Business Altitude Connect offers impressive perks, earning potential, and good redemption options without a hefty annual fee. It’s particularly well-suited for travel novices and business owners who value simplicity.
Apply here: U.S. Bank Business Altitude Connect Visa Signature Card
