Chase Sapphire Reserve statement credits: A complete guide

The Chase Sapphire Reserve® (see rates and fees) is a top choice among premium travel rewards cards.

With an annual fee of $795, the card offers an extensive range of statement credits that can yield over $2,000 in value annually if fully utilized.

Many credits are surprisingly easy to use. Even if you don’t utilize every benefit, features like lounge access and travel protections make it a worthy addition to any frequent traveler’s wallet.

Now, let’s take a closer look at the credits available with the Sapphire Reserve.

Overview of Sapphire Reserve Credits

Here’s a summary of the credits provided by the Chase Sapphire Reserve:

The Edit

The Edit by Chase Travel is a luxury hotel booking platform. Whenever you book a prepaid stay of at least two nights through The Edit, you will be credited up to $250.

In 2025, the two $250 credits will be distributed between January to June and July to December. However, starting in 2026, you can use these credits at any time in the year (still subject to the two-night minimum stay).

Booking through The Edit also lets you accumulate hotel rewards and enjoy elite benefits typically unavailable via online travel agencies.

For instance, if you book a World of Hyatt property through The Edit, you’ll earn Hyatt points and gain access to any elite status perks—provided you enter your Hyatt membership number at booking.

Note that you will not earn Chase points on the portion of your The Edit stay covered by the credit.

When staying at a property booked through The Edit, you’ll enjoy elite-like perks like complimentary breakfast, room upgrades (if available), and a $100 property credit.

Utilizing this credit shouldn’t be tough if you frequent high-end hotels; just remember to book through The Edit by Chase Travel to trigger it.

Additionally, starting in 2026, cardholders will receive a separate, one-time $250 credit for select Chase Travel hotels such as IHG, Omni, and Virgin Hotels (a two-night minimum is required).

Pro tip: If you have free night certificates from hotel loyalty programs, try to stack them with your nights booked using The Edit credit for a long weekend getaway.

General Travel

The Chase Sapphire Reserve features a $300 annual travel credit, which is quite flexible and covers any travel-related purchase. It’s not restricted to a travel portal like the Capital One Venture X Rewards Credit Card.

Chase broadly categorizes travel to include everyday expenses like bus fares, parking, and tolls.

Remember, the credit is automatically applied, making it easy for most cardholders to maximize. However, if you’re strategizing for a specific travel-related purchase, be mindful about what you charge to the card first.

It’s worth noting that no bonus points will be earned on purchases covered by this credit.

Dining

With the Chase Sapphire Reserve, you’ll get up to $300 in dining credits (up to $150 biannually) at Sapphire Reserve Exclusive Tables.

Prestigious restaurants in major U.S. cities, like Chicago, Los Angeles, Miami, and New York City, are part of the program, which continues to grow. This credit is similar to Resy credit with American Express.

To activate this credit, simply pay with your Sapphire Reserve at participating Sapphire Reserve Exclusive Tables; no prior reservation or activation is necessary.

Using this credit may be more challenging due to limited participating restaurants, but it offers a good opportunity to explore new culinary experiences.

Pro tip: Link your Sapphire Reserve to Rakuten for cash back at certain restaurants, potentially allowing you to double dip on earnings.

StubHub and Viagogo

For live entertainment enthusiasts, this credit is easy to utilize. Use your card for ticket purchases from StubHub or Viagogo to receive up to $300 off tickets (limited to $150 biannually until Dec. 31, 2027; activation needed).

Simply use your Sapphire Reserve for these purchases, and the credit is automatically applied—but keep in mind that resale ticket platforms like StubHub and Viagogo may have inflated prices.

DoorDash

The Chase Sapphire Reserve provides three monthly DoorDash promotions: two $10 non-restaurant credits and one $5 restaurant credit.

You must use your Sapphire Reserve for the payment to be eligible. If you don’t spend the full credit in one order, the remaining balance is lost.

Pro tip: Opt for pickup to avoid any delivery service fees.

Apple

The Chase Sapphire Reserve includes complimentary subscriptions to Apple TV+ and Apple Music, providing a total of $288 in annual value.

Cancel your existing subscriptions to save, or explore Apple’s offerings like “Ted Lasso” on Apple TV+ or its extensive music library.

Pro tip: Activation is required for each service through Chase’s site or app, and subscriptions run until June 22, 2027.

Global Entry, TSA PreCheck or Nexus

Receive up to $120 every four years for Global Entry, TSA PreCheck, or Nexus application fees, facilitating expedited airport processes.

Peloton

You’ll earn up to $120 annually on Peloton memberships (activation required). Don’t worry if you don’t own a Peloton; you can still benefit!

Lyft

Enjoy up to $10 monthly in Lyft in-app credits ($120 annually). Just use your Sapphire Reserve to book rides and credits will be added automatically.

Earned Credits

Those who spend over $75,000 annually can unlock additional credits and status upgrades within various loyalty programs.

Bottom Line

The Chase Sapphire Reserve provides statement credits that exceed $2,000 in value each year. Even partial usage can yield significant benefits, especially when combined with premium perks such as lounge access and travel protections.

The card currently features an elevated welcome bonus of up to 175,000 bonus points when spending $6,000 in the first three months, making it even more attractive.

*Eligibility for the 175,000-point offer can be confirmed via Chase’s pre-qualification tool.

For more details, check out our comprehensive review of the Chase Sapphire Reserve.

Apply here: Chase Sapphire Reserve